I love all this advice. It would just land better if I'd started ahead of the game rather than behind. 2023 was a year of unemployment, hardship, and financial struggle as it is so I fear there's not much hope of getting ahead to prepare for a recession.
Yeah, it's already tough for a lot of people and that makes it harder. The good news is the (Canadian) govt is holding off on interest rate increases, which will help both people and businesses with debt. Glad you like the tips. Hope there's at least one you can focus on. I'm learning how to knit 🙃
I love all this advice. It would just land better if I'd started ahead of the game rather than behind. 2023 was a year of unemployment, hardship, and financial struggle as it is so I fear there's not much hope of getting ahead to prepare for a recession.
Yeah, it's already tough for a lot of people and that makes it harder. The good news is the (Canadian) govt is holding off on interest rate increases, which will help both people and businesses with debt. Glad you like the tips. Hope there's at least one you can focus on. I'm learning how to knit 🙃
We decided to hold off on any major changes and paid off a couple debts last year. Just in case.
That's great! A really proactive step. Sometimes it's a good idea to hunker down and wait.